/* ==========================================================================
   Alan Bush Capital — Design System
   Palette: obsidian ink + champagne gold + deep emerald (private-capital tone)
   Display: Fraunces (editorial serif)  /  Body: Inter
   ========================================================================== */

:root{
  --ink:#07080a;
  --ink-2:#0c0e11;
  --ink-3:#111419;
  --panel:rgba(255,255,255,.05);
  --panel2:rgba(255,255,255,.022);
  --text:#f5f1e6;
  --muted:#aca89c;
  --muted-2:#847f74;
  --line:rgba(244,228,184,.14);
  --line-2:rgba(255,255,255,.07);

  --gold:#cda86a;
  --gold-hi:#f4e3ba;
  --gold-deep:#8f6a34;
  --emerald:#2f7d67;
  --emerald-hi:#7fe9c6;
  --emerald-deep:#123c31;

  --shadow:0 30px 90px rgba(0,0,0,.55);
  --shadow-lg:0 50px 140px rgba(0,0,0,.62);
  --shadow-gold:0 18px 50px rgba(205,168,106,.22);

  --max:1240px;
  --radius:26px;
  --radius-sm:16px;

  --ease:cubic-bezier(.16,1,.3,1);
  --dur-fast:180ms;
  --dur:420ms;
  --dur-slow:900ms;

  --font-display:'Fraunces',Georgia,'Times New Roman',serif;
  --font-body:'Inter',Arial,Helvetica,sans-serif;
}

*{box-sizing:border-box}
html{scroll-behavior:smooth}

@media (prefers-reduced-motion: reduce){
  html{scroll-behavior:auto}
  *,*::before,*::after{animation-duration:.001ms!important;animation-iteration-count:1!important;transition-duration:.001ms!important;scroll-behavior:auto!important}
}

body{
  margin:0;
  font-family:var(--font-body);
  background:var(--ink);
  color:var(--text);
  line-height:1.65;
  overflow-x:hidden;
  position:relative;
}

/* ambient atmosphere: fixed, compositor-friendly, decorative only */
body::before,
body::after{
  content:'';
  position:fixed;
  z-index:0;
  pointer-events:none;
  border-radius:50%;
  filter:blur(90px);
  opacity:.5;
  will-change:transform;
}
body::before{
  width:640px;height:640px;top:-220px;right:-160px;
  background:radial-gradient(circle,rgba(205,168,106,.30),transparent 68%);
  animation:driftA 26s ease-in-out infinite;
}
body::after{
  width:560px;height:560px;bottom:-200px;left:-140px;
  background:radial-gradient(circle,rgba(47,125,103,.30),transparent 68%);
  animation:driftB 32s ease-in-out infinite;
}
@keyframes driftA{
  0%,100%{transform:translate(0,0) scale(1)}
  50%{transform:translate(-60px,50px) scale(1.12)}
}
@keyframes driftB{
  0%,100%{transform:translate(0,0) scale(1)}
  50%{transform:translate(50px,-40px) scale(1.1)}
}

/* fine ledger grid, static texture */
.grid-veil{
  position:fixed;inset:0;z-index:0;pointer-events:none;
  background-image:
    linear-gradient(rgba(244,228,184,.05) 1px,transparent 1px),
    linear-gradient(90deg,rgba(244,228,184,.05) 1px,transparent 1px);
  background-size:64px 64px;
  mask-image:radial-gradient(ellipse 80% 60% at 50% 0%,#000 0%,transparent 72%);
  opacity:.55;
}

/* film grain, subtle */
.grain{
  position:fixed;inset:0;z-index:1;pointer-events:none;
  opacity:.05;mix-blend-mode:overlay;
  background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='120' height='120'%3E%3Cfilter id='n'%3E%3CfeTurbulence type='fractalNoise' baseFrequency='0.9' numOctaves='2' stitchTiles='stitch'/%3E%3C/filter%3E%3Crect width='100%25' height='100%25' filter='url(%23n)'/%3E%3C/svg%3E");
}

main,header,footer{position:relative;z-index:2}

::selection{background:var(--gold);color:var(--ink)}

::-webkit-scrollbar{width:11px}
::-webkit-scrollbar-track{background:var(--ink)}
::-webkit-scrollbar-thumb{background:linear-gradient(var(--gold-deep),var(--gold));border-radius:99px;border:3px solid var(--ink)}
html{scrollbar-color:var(--gold-deep) var(--ink);scrollbar-width:thin}

a{color:inherit;text-decoration:none}
img{display:block;max-width:100%}
.container{width:min(100% - 48px,var(--max));margin:auto;position:relative}

/* ---------- type ---------- */
h1,h2,h3{font-family:var(--font-display);font-weight:560;color:var(--text)}
h1,h2,h3,p{margin-top:0}
h1{
  font-size:clamp(44px,6.6vw,84px);line-height:.98;letter-spacing:-.02em;margin-bottom:22px;
  font-variation-settings:"opsz" 90,"SOFT" 20;
}
h2{
  font-size:clamp(32px,4.2vw,54px);line-height:1.04;letter-spacing:-.015em;margin-bottom:16px;
  font-variation-settings:"opsz" 60,"SOFT" 15;
}
h3{font-size:23px;line-height:1.18;margin-bottom:10px;font-weight:600}
p{color:var(--muted)}
.lead{font-size:20px;max-width:780px;color:#dcd6c6}

.eyebrow{
  position:relative;display:inline-flex;align-items:center;gap:9px;margin-bottom:16px;
  color:var(--gold-hi);font-size:12px;font-weight:800;letter-spacing:.18em;text-transform:uppercase;
  font-family:var(--font-body);
}
.eyebrow::before{
  content:'';width:7px;height:7px;border-radius:50%;
  background:radial-gradient(circle,var(--gold-hi),var(--gold-deep));
  box-shadow:0 0 0 3px rgba(205,168,106,.16);
  animation:pulseDot 2.4s ease-in-out infinite;
}
@keyframes pulseDot{
  0%,100%{opacity:1;transform:scale(1)}
  50%{opacity:.55;transform:scale(.75)}
}

/* ---------- buttons ---------- */
.btn{
  position:relative;display:inline-flex;align-items:center;justify-content:center;gap:8px;
  min-height:54px;padding:0 28px;border-radius:999px;font-weight:700;font-family:var(--font-body);
  font-size:15px;border:1px solid transparent;text-align:center;overflow:hidden;isolation:isolate;
  transition:transform var(--dur-fast) var(--ease),box-shadow var(--dur-fast) var(--ease),border-color var(--dur-fast) var(--ease),background var(--dur-fast) var(--ease);
}
.btn:hover{transform:translateY(-2px)}
.btn:active{transform:translateY(0)}
.btn::after{
  content:'';position:absolute;inset:0;z-index:-1;
  background:linear-gradient(115deg,transparent 30%,rgba(255,255,255,.45) 48%,transparent 66%);
  transform:translateX(-130%);transition:transform .7s var(--ease);
}
.btn:hover::after{transform:translateX(130%)}

.btn-primary{
  background:linear-gradient(135deg,var(--gold-hi),var(--gold) 45%,var(--gold-deep));
  color:#241a08;box-shadow:var(--shadow-gold);
}
.btn-primary:hover{box-shadow:0 22px 60px rgba(205,168,106,.36)}
.btn-secondary{
  background:rgba(255,255,255,.035);border-color:var(--line);color:var(--text);
  backdrop-filter:blur(8px);
}
.btn-secondary:hover{background:rgba(255,255,255,.07);border-color:rgba(244,228,184,.35)}
.btn-blue{background:linear-gradient(135deg,var(--emerald-hi),var(--emerald));color:#08211b}

/* ---------- header / nav ---------- */
.site-header{
  position:sticky;top:0;z-index:1000;
  background:rgba(7,8,10,.72);backdrop-filter:blur(18px) saturate(140%);
  border-bottom:1px solid var(--line-2);
  transition:background var(--dur) var(--ease),border-color var(--dur) var(--ease);
}
.site-header::after{
  content:'';position:absolute;left:0;right:0;bottom:-1px;height:1px;
  background:linear-gradient(90deg,transparent,var(--gold) 20%,var(--emerald-hi) 50%,var(--gold) 80%,transparent);
  opacity:.55;background-size:200% 100%;
  animation:shimmer 8s linear infinite;
}
@keyframes shimmer{0%{background-position:0% 0}100%{background-position:200% 0}}
.site-header.is-scrolled{background:rgba(7,8,10,.92);border-bottom-color:rgba(244,228,184,.14)}
.site-header.is-scrolled .nav{min-height:70px}

.nav{min-height:88px;display:flex;align-items:center;gap:24px;transition:min-height var(--dur) var(--ease)}
.brand{display:flex;align-items:center;gap:12px;flex-shrink:0;transition:opacity var(--dur-fast)}
.brand:hover{opacity:.85}
.brand img{height:52px;width:auto;transition:height var(--dur) var(--ease)}
.nav-menu{margin-left:auto}
.nav-menu ul{list-style:none;margin:0;padding:0;display:flex;align-items:center;gap:6px}
.nav-menu>ul>li{position:relative}
.nav-menu a{position:relative;display:block;padding:12px;color:var(--muted);font-size:14px;font-weight:500;transition:color var(--dur-fast)}
.nav-menu>ul>li>a::after{
  content:'';position:absolute;left:12px;right:12px;bottom:7px;height:1px;
  background:linear-gradient(90deg,var(--gold),var(--emerald-hi));
  transform:scaleX(0);transform-origin:left;transition:transform var(--dur) var(--ease);
}
.nav-menu a:hover{color:var(--text)}
.nav-menu>ul>li>a:hover::after{transform:scaleX(1)}

.dropdown{
  position:absolute;top:100%;left:0;min-width:250px;background:#0c0e11;border:1px solid var(--line);
  border-radius:18px;padding:10px!important;box-shadow:var(--shadow-lg);opacity:0;visibility:hidden;
  transform:translateY(8px) scale(.98);transition:opacity var(--dur) var(--ease),transform var(--dur) var(--ease),visibility var(--dur);
  display:block!important;transform-origin:top left;
}
.has-dropdown:hover .dropdown{opacity:1;visibility:visible;transform:translateY(0) scale(1)}
.dropdown a{padding:10px 12px;border-radius:10px}
.dropdown a::after{display:none}
.dropdown a:hover{background:rgba(205,168,106,.09);color:var(--gold-hi)}

.nav-actions{display:flex;gap:10px;align-items:center}
.nav-actions .btn{min-height:44px;font-size:13px;padding:0 18px}
.mobile-menu-toggle{display:none;background:none;border:0;margin-left:auto;padding:10px;cursor:pointer}
.mobile-menu-toggle span{display:block;width:26px;height:2px;background:var(--text);margin:6px 0;transition:transform var(--dur-fast),opacity var(--dur-fast)}

/* ---------- hero ---------- */
.hero{padding:58px 0 40px}
.hero-stage{
  position:relative;min-height:760px;border-radius:36px;overflow:hidden;display:flex;align-items:flex-end;
  border:1px solid var(--line-2);box-shadow:var(--shadow-lg);isolation:isolate;
  background:
    linear-gradient(180deg,rgba(7,8,10,.10),rgba(7,8,10,.92)),
    linear-gradient(100deg,rgba(7,8,10,.94),rgba(7,8,10,.58) 45%,rgba(7,8,10,.14)),
    linear-gradient(150deg,#12161c,#07080a 70%);
}
.hero-stage::before{
  content:'';position:absolute;z-index:-2;width:820px;height:820px;right:-260px;top:-220px;border-radius:50%;
  background:radial-gradient(circle,rgba(205,168,106,.34),transparent 62%);
  filter:blur(10px);animation:driftA 22s ease-in-out infinite;
}
.hero-stage::after{
  content:'';position:absolute;z-index:-2;width:520px;height:520px;left:-160px;bottom:-200px;border-radius:50%;
  background:radial-gradient(circle,rgba(47,125,103,.34),transparent 62%);
  animation:driftB 28s ease-in-out infinite;
}
.hero-stage .container{width:100%}
.hero-copy{max-width:850px;padding:70px 60px}
.hero-copy .eyebrow,.hero-copy h1,.hero-copy .lead,.hero-copy .hero-actions,.hero-copy .hero-note{
  animation:heroIn var(--dur-slow) var(--ease) both;
}
.hero-copy .eyebrow{animation-delay:.05s}
.hero-copy h1{animation-delay:.14s}
.hero-copy .lead{animation-delay:.26s}
.hero-copy .hero-actions{animation-delay:.38s}
.hero-copy .hero-note{animation-delay:.48s}
@keyframes heroIn{from{opacity:0;transform:translateY(22px)}to{opacity:1;transform:translateY(0)}}

.hero-actions{display:flex;gap:14px;flex-wrap:wrap;margin:30px 0 14px}
.hero-note{font-size:14px;color:var(--muted)}
.hero-note a{color:var(--gold-hi);font-weight:700;border-bottom:1px solid rgba(244,228,184,.35)}

.trust-strip{display:grid;grid-template-columns:repeat(4,1fr);gap:18px;margin-top:24px}
.trust-strip div{
  position:relative;padding:20px;border-radius:20px;background:rgba(255,255,255,.035);
  border:1px solid var(--line-2);overflow:hidden;
  transition:transform var(--dur) var(--ease),border-color var(--dur) var(--ease),background var(--dur) var(--ease);
}
.trust-strip div::before{
  content:'';position:absolute;top:0;left:0;right:0;height:2px;
  background:linear-gradient(90deg,var(--gold),var(--emerald-hi));
  transform:scaleX(0);transform-origin:left;transition:transform var(--dur) var(--ease);
}
.trust-strip div:hover{transform:translateY(-4px);border-color:rgba(244,228,184,.25);background:rgba(255,255,255,.055)}
.trust-strip div:hover::before{transform:scaleX(1)}
.trust-strip strong{display:block;margin-bottom:5px;font-family:var(--font-display);font-weight:600;font-size:17px}
.trust-strip span{font-size:14px;color:var(--muted)}

/* ---------- grids / cards ---------- */
.grid-2{display:grid;grid-template-columns:1fr 1fr;gap:28px}
.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.grid-4{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}

.card,.statement,.final-box{
  position:relative;padding:34px;border-radius:var(--radius);
  background:linear-gradient(180deg,var(--panel),var(--panel2));
  border:1px solid var(--line-2);box-shadow:var(--shadow);
}
.card{
  overflow:hidden;transition:transform var(--dur) var(--ease),border-color var(--dur) var(--ease),box-shadow var(--dur) var(--ease);
}
.card::before{
  content:'';position:absolute;top:0;left:0;right:0;height:3px;
  background:linear-gradient(90deg,var(--gold),var(--emerald-hi));
  transform:scaleX(0);transform-origin:left;transition:transform var(--dur-slow) var(--ease);
}
.card:hover{transform:translateY(-6px);border-color:rgba(244,228,184,.28);box-shadow:var(--shadow-lg)}
.card:hover::before{transform:scaleX(1)}
.card h3{transition:color var(--dur-fast)}
.card a:not(.btn),.text-link{
  color:var(--gold-hi);font-weight:700;display:inline-flex;align-items:center;gap:6px;
}
.card a:not(.btn)::after{content:'\2192';display:inline-block;transition:transform var(--dur-fast) var(--ease)}
.card a:not(.btn):hover::after{transform:translateX(4px)}

.statement,.final-box{
  background:
    radial-gradient(circle at 90% 0%,rgba(205,168,106,.14),transparent 55%),
    radial-gradient(circle at 0% 100%,rgba(47,125,103,.14),transparent 55%),
    rgba(255,255,255,.03);
}
.page-hero{padding:78px 0 42px}
.page-hero .statement{padding:58px}
.final-cta{padding:86px 0}
.final-box{display:grid;grid-template-columns:1.15fr .85fr;gap:30px;align-items:center}
.final-actions{display:flex;gap:14px;justify-content:flex-end;flex-wrap:wrap}

/* faq */
.faq-section .card h3{font-size:19px}

/* ---------- scroll reveal (progressive enhancement, JS-driven) ---------- */
.will-reveal{opacity:0;transform:translateY(28px);transition:opacity .8s var(--ease),transform .8s var(--ease)}
.will-reveal.is-revealed{opacity:1;transform:translateY(0)}

/* ---------- footer ---------- */
.footer{position:relative;border-top:1px solid var(--line-2);padding:54px 0 94px;background:rgba(0,0,0,.16)}
.footer::before{
  content:'';position:absolute;top:-1px;left:0;right:0;height:1px;
  background:linear-gradient(90deg,transparent,var(--gold),var(--emerald-hi),transparent);opacity:.4;
}
.footer-grid{display:grid;grid-template-columns:1.5fr 1fr 1fr 1fr;gap:34px}
.footer-logo{height:56px;width:auto;margin-bottom:14px}
.footer h4{font-family:var(--font-display);font-weight:600;color:var(--text);margin:0 0 6px}
.footer a{display:block;color:var(--muted);font-size:14px;margin:8px 0;transition:color var(--dur-fast),transform var(--dur-fast)}
.footer a:hover{color:var(--gold-hi);transform:translateX(3px)}
.footer-bottom{border-top:1px solid var(--line-2);margin-top:34px;padding-top:20px}
.footer-bottom p{font-size:13px}

.mobile-sticky{
  display:none;position:fixed;bottom:0;left:0;right:0;z-index:9999;
  background:rgba(7,8,10,.94);backdrop-filter:blur(14px);border-top:1px solid var(--line);
  box-shadow:0 -20px 50px rgba(0,0,0,.5);
}
.mobile-sticky a{flex:1;text-align:center;font-weight:800;padding:16px;font-size:14px}
.mobile-sticky a:first-child{color:var(--gold-hi);border-right:1px solid var(--line)}
.mobile-sticky a:last-child{background:linear-gradient(135deg,var(--gold-hi),var(--gold-deep));color:#241a08}
.mobile-sticky a:only-child{border-right:none}

@media(max-width:1120px){
  .mobile-menu-toggle{display:block}
  .nav{flex-wrap:wrap}
  .nav-menu{display:none;width:100%;order:5}
  .nav-menu.active{display:block}
  .nav-menu ul{display:block}
  .nav-menu a{padding:12px 0}
  .nav-menu>ul>li>a::after{left:0;right:auto;width:0;transition:width var(--dur)}
  .nav-menu>ul>li>a:hover::after{width:32px}
  .dropdown{position:static;opacity:1;visibility:visible;transform:none;box-shadow:none;background:transparent;border:0;padding-left:16px!important}
  .nav-actions{width:100%;order:6;flex-wrap:wrap}
}
@media(max-width:900px){
  .trust-strip,.grid-2,.grid-3,.grid-4,.final-box,.footer-grid{grid-template-columns:1fr}
  .final-actions{justify-content:flex-start}
  .hero-stage{min-height:610px}
  .hero-copy,.statement,.final-box,.page-hero .statement{padding:28px}
  .btn{width:100%}
  .mobile-sticky{display:flex}
  .brand img{height:44px}
  body::before,body::after{width:380px;height:380px}
}


/* ==========================================================================\n   V4 Fintech visual layer — transaction rails, data nodes, chart movement\n   ========================================================================== */
.grid-veil{
  background-image:
    linear-gradient(rgba(244,228,184,.045) 1px,transparent 1px),
    linear-gradient(90deg,rgba(244,228,184,.045) 1px,transparent 1px),
    url('/assets/img/fintech-network-bg.svg');
  background-size:64px 64px,64px 64px,min(1500px,115vw) auto;
  background-position:0 0,0 0,center 8vh;
  background-repeat:repeat,repeat,no-repeat;
  mask-image:linear-gradient(to bottom,#000 0%,rgba(0,0,0,.82) 52%,transparent 94%);
  opacity:.72;
}
.hero-stage{
  background:
    linear-gradient(180deg,rgba(7,8,10,.08),rgba(7,8,10,.93)),
    linear-gradient(100deg,rgba(7,8,10,.94),rgba(7,8,10,.58) 45%,rgba(7,8,10,.14)),
    url('/assets/img/fintech-network-bg.svg') center/cover no-repeat,
    linear-gradient(150deg,#12161c,#07080a 70%);
}
.page-hero .statement{
  overflow:hidden;
  isolation:isolate;
}
.page-hero .statement::after{
  content:'';
  position:absolute;
  inset:-12%;
  z-index:-1;
  pointer-events:none;
  background:url('/assets/img/fintech-network-bg.svg') 72% 43%/980px auto no-repeat;
  opacity:.22;
  mix-blend-mode:screen;
  mask-image:linear-gradient(90deg,transparent 12%,#000 58%,#000 100%);
}
.fintech-chip-row{display:flex;flex-wrap:wrap;gap:9px;margin:22px 0 0}
.fintech-chip{
  display:inline-flex;align-items:center;gap:7px;padding:7px 11px;border-radius:999px;
  border:1px solid rgba(127,233,198,.17);background:rgba(47,125,103,.08);color:#bfeede;
  font-size:12px;font-weight:700;letter-spacing:.02em
}
.fintech-chip::before{content:'';width:6px;height:6px;border-radius:50%;background:var(--emerald-hi);box-shadow:0 0 0 3px rgba(127,233,198,.10)}
.funding-map{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:22px}
.funding-map .card{min-height:270px;display:flex;flex-direction:column}
.funding-map .card .text-link,.funding-map .card .btn{margin-top:auto;align-self:flex-start}
.category-label{display:inline-flex;width:max-content;margin-bottom:12px;padding:6px 9px;border-radius:999px;background:rgba(205,168,106,.09);border:1px solid rgba(205,168,106,.14);color:var(--gold-hi);font-size:11px;font-weight:800;text-transform:uppercase;letter-spacing:.12em}
.funding-decision-strip{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:14px;margin-top:22px}
.funding-decision-strip .mini-step{padding:20px;border:1px solid var(--line-2);border-radius:18px;background:rgba(255,255,255,.025)}
.funding-decision-strip strong{display:block;margin-bottom:6px;color:var(--gold-hi)}
.funding-decision-strip span{color:var(--muted);font-size:14px}
.personal-capital-note{padding:24px;border-left:3px solid var(--gold);border-radius:18px;background:linear-gradient(135deg,rgba(205,168,106,.10),rgba(255,255,255,.025));border-top:1px solid rgba(205,168,106,.12);border-right:1px solid rgba(205,168,106,.08);border-bottom:1px solid rgba(205,168,106,.08)}
.personal-capital-note strong{color:var(--gold-hi)}
@media(max-width:900px){
  .funding-map,.funding-decision-strip{grid-template-columns:1fr}
  .page-hero .statement::after{opacity:.12;background-position:center top}
}


/* ==========================================================================
   V4.1 Layout rhythm, collapsible FAQ, and legal-page system
   ========================================================================== */

/* Stronger breathing room between card groups site-wide. */
.grid-2{gap:32px}
.grid-3{gap:30px}
.grid-4{gap:24px}
.section .container > .grid-2,
.section .container > .grid-3,
.section .container > .grid-4{margin-top:28px}
.section .container:not(.grid-2):not(.grid-3):not(.grid-4) > .card + .card{margin-top:24px}
.section + .section{margin-top:6px}

/* Native accessible FAQ accordions — no JavaScript required. */
.faq-list{display:grid;gap:14px;margin-top:28px}
.faq-item{
  position:relative;
  border:1px solid var(--line-2);
  border-radius:20px;
  background:linear-gradient(180deg,rgba(255,255,255,.045),rgba(255,255,255,.025));
  box-shadow:var(--shadow);
  overflow:hidden;
  transition:border-color var(--dur-fast) var(--ease),background var(--dur-fast) var(--ease),transform var(--dur-fast) var(--ease)
}
.faq-item:hover{border-color:rgba(244,228,184,.23);background:rgba(255,255,255,.05)}
.faq-item[open]{border-color:rgba(205,168,106,.32);background:linear-gradient(180deg,rgba(205,168,106,.07),rgba(255,255,255,.025))}
.faq-item summary{
  position:relative;
  list-style:none;
  cursor:pointer;
  padding:23px 64px 23px 26px;
  color:var(--text);
  font-family:var(--font-display);
  font-size:20px;
  font-weight:600;
  line-height:1.25
}
.faq-item summary::-webkit-details-marker{display:none}
.faq-item summary::after{
  content:'+';
  position:absolute;
  right:24px;
  top:50%;
  transform:translateY(-50%);
  width:30px;height:30px;
  display:grid;place-items:center;
  border-radius:50%;
  color:#241a08;
  background:linear-gradient(135deg,var(--gold-hi),var(--gold-deep));
  font-family:var(--font-body);
  font-size:20px;
  font-weight:800;
  transition:transform var(--dur-fast) var(--ease)
}
.faq-item[open] summary::after{content:'−';transform:translateY(-50%) rotate(180deg)}
.faq-answer{padding:0 26px 24px}
.faq-answer p{margin:0;max-width:900px;color:#c8c2b4}
.faq-preview{max-width:980px}
.section-actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:24px}
.faq-page .faq-intro{max-width:850px}

/* Legal pages */
.legal-updated{margin:18px 0 0;color:#cfc7b5;font-size:14px}
.legal-layout{display:grid;grid-template-columns:280px minmax(0,1fr);gap:30px;align-items:start}
.legal-toc{
  position:sticky;
  top:108px;
  padding:24px
}
.legal-toc a{
  display:block;
  padding:9px 0;
  color:var(--muted);
  font-size:13px;
  border-bottom:1px solid rgba(244,228,184,.07);
  transition:color var(--dur-fast),padding-left var(--dur-fast)
}
.legal-toc a:hover{color:var(--gold-hi);padding-left:4px}
.legal-content{padding:42px;overflow:visible}
.legal-content section{
  scroll-margin-top:118px;
  padding-bottom:30px;
  margin-bottom:30px;
  border-bottom:1px solid rgba(244,228,184,.09)
}
.legal-content section:last-of-type{margin-bottom:0}
.legal-content h2{font-size:clamp(26px,3vw,38px);margin-bottom:14px}
.legal-content p,.legal-content li{color:#c8c2b4;line-height:1.78}
.legal-content ul{padding-left:22px;margin:14px 0 0}
.legal-content li + li{margin-top:8px}
.legal-content a{color:var(--gold-hi);font-weight:700;text-decoration:underline;text-decoration-color:rgba(244,228,184,.30);text-underline-offset:3px}
.legal-notice{
  margin-top:30px;
  padding:22px 24px;
  border:1px solid rgba(205,168,106,.20);
  border-left:3px solid var(--gold);
  border-radius:16px;
  background:linear-gradient(135deg,rgba(205,168,106,.08),rgba(47,125,103,.05));
  color:#d8d1c1;
  line-height:1.65
}
.legal-notice strong{color:var(--gold-hi)}

@media(max-width:900px){
  .grid-2,.grid-3,.grid-4{gap:22px}
  .section .container > .grid-2,
  .section .container > .grid-3,
  .section .container > .grid-4{margin-top:22px}
  .legal-layout{grid-template-columns:1fr}
  .legal-toc{position:relative;top:auto}
  .legal-content{padding:28px}
  .faq-item summary{padding:20px 58px 20px 20px;font-size:18px}
  .faq-item summary::after{right:18px}
  .faq-answer{padding:0 20px 20px}
}

/* ===== v5.0 conversion: funding fit check ===== */
.section-sub{color:var(--muted);max-width:760px;margin:6px 0 22px}
.container.narrow{max-width:900px}
.fit-box{padding:40px;border-radius:var(--radius);border:1px solid rgba(205,168,106,.34);background:radial-gradient(circle at 90% 0%,rgba(205,168,106,.12),transparent 26rem),linear-gradient(160deg,#101419,#0b0d10);box-shadow:var(--shadow)}
.fit-box h2{margin:8px 0 8px}
.fit-intro{color:var(--muted);margin:0 0 22px}
.fit-form{display:grid;grid-template-columns:repeat(3,minmax(0,1fr)) auto;gap:14px;align-items:end}
.fit-form label{display:flex;flex-direction:column;gap:8px;font-weight:700;font-size:.92rem;color:var(--text)}
.fit-form select{appearance:none;-webkit-appearance:none;padding:14px 40px 14px 14px;border-radius:14px;border:1px solid rgba(244,228,184,.28);background:#15181d url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8'%3E%3Cpath d='M1 1l5 5 5-5' fill='none' stroke='%23cda86a' stroke-width='2'/%3E%3C/svg%3E") no-repeat right 14px center;color:var(--text);font:inherit;font-weight:500}
.fit-form select:focus{outline:2px solid var(--gold);outline-offset:2px}
.fit-form .btn{height:52px}
.fit-msg{margin:16px 0 0;color:var(--gold-hi)}
.fit-card-result{margin-top:24px;padding:26px;border-radius:20px;border:1px solid rgba(127,233,198,.35);background:linear-gradient(160deg,rgba(47,125,103,.18),rgba(255,255,255,.03))}
.fit-card-result h3{margin:6px 0 8px;font-size:1.6rem}
.fit-card-result p{color:#d9d3c5}
.fit-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px}
.fit-card{display:flex;flex-direction:column;gap:6px;height:100%}
.fit-card h3{margin:4px 0 2px}
.fit-card p{margin:0 0 6px;color:#cfc8b8}
.fit-card .btn{margin-top:auto;align-self:flex-start}
.fit-tag{align-self:flex-start;padding:5px 10px;border-radius:999px;font-size:.72rem;font-weight:800;letter-spacing:.06em;text-transform:uppercase;color:#1b1407;background:linear-gradient(135deg,var(--gold-hi),var(--gold))}
.fit-req{display:inline-block;align-self:flex-start;padding:6px 10px;border-radius:10px;font-size:.85rem;font-weight:700;color:var(--emerald-hi)!important;background:rgba(47,125,103,.16);border:1px solid rgba(127,233,198,.22)}
.fit-more{margin:0 0 10px!important}
.fit-more a,.faq-answer a,.hero-note a{color:var(--gold-hi);font-weight:700}
.fit-grid-small .fit-tag{background:rgba(255,255,255,.08);color:var(--gold-hi);border:1px solid var(--line)}
.fit-alt{margin-top:18px;display:flex;align-items:center;justify-content:space-between;gap:20px;flex-wrap:wrap}
.fit-alt h3{margin:6px 0 4px}.fit-alt p{margin:0;color:#cfc8b8}
.fit-disclosure{margin-top:22px;font-size:.84rem;color:var(--muted)}
@media(max-width:900px){.fit-form{grid-template-columns:1fr}.fit-grid{grid-template-columns:1fr}.fit-box{padding:24px}.fit-form .btn{width:100%}}